David Olson

David Olson is one of the nation’s leading experts on mortgage and consumer financing with over 40 years experience. His work includes private consulting, speaking engagements and publishing. His research on market size, risk, niches, profitability, alternative origination channels, market opportunities, and strategies is highly respected by both the industry and his peers. Some of his recent work includes five mortgage brokerage industry surveys and many benchmark studies on the cost structure of the residential mortgage industry.

For the past year he has been writing a weekly newsletter entitled “Weekly Economic Report” which tracks developments and trends in the mortgage industry. In prior years he wrote periodical reports covering the home equity industry, the auto finance industry, and the subprime mortgage industry. He is quoted regularly in publications such as Bloomberg News, Scotsman Guide, Mortgage Banking, The Wall Street Journal, and National Mortgage News. He has been an expert witness in over 30 court cases.

Before forming his own firm, he was vice president of research for SMR Research Co. and published a series of major studies on first and second mortgages and related topics for them. Prior to working for SMR, Dave was Director of Market Research at Freddie Mac for four years. He has also been employed in research at Commercial Credit Co., Household Finance Corporation, and Trans Union Corp. He earned a degree in Business Administration at Northwestern University and an M.A. in Economics at the University of Michigan. Later he completed all but the dissertation for a Doctorate in Economics at the University of Michigan. He has ten years of experience teaching economics at the University of Michigan, Smith College, Johns Hopkins University, and the University of Maryland.

David was a founding member of Wholesale Access in 1991. In 2009, the firm changed its name to Access Mortgage Research & Consulting and he is the President. In 1995 the firm began marketing David’s research on the home equity industry as The Home Mortgage Industry Annual Report and The Home Mortgage Industry Quarterly Report. These studies were an outgrowth of the research he has been doing for the past 30 years. Today the Quarterly Report and the new weekly report have broadened in scope to cover all types of consumer finance as well as residential mortgage lending.

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